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We work as a team with Business
Owners that show the insightfulness to give their clients another way to pay.
Our clients sell many different products but they all have one common
thread—they want their clients to have every ability to afford what they have to
sell. That is where we come in. Through Retail Financing we pay the business
owner for the product to be purchased and then the client agrees to pay us back
over time.
Your business needs to be set
up as a dealer with Del Rio. As a Dealer , your business can now offer financing
to your customers. When a customer is interested the Dealer will complete a
paper loan application or our online application and fax it or e-mail it to our
office. Based on the customers credit history and job stability we will make a
decision to lend. Once a decision has been made on the application , we will
advise the dealer of our credit decision.
The Dealer then sends us the
original contract and we pay the dealer for the contract. Once we have purchased
the contract it is our responsibility to collect and the business owner does not
have any liability for repayment. The advantage is the dealer sold a product that they may not have sold
because they thought enough of their customers needs to give them another way to
pay!
Furniture, Carpets, Wood and
Tile Flooring, Iron Grates, A/C Units, Pools, Computers, Kitchens, Hurricane
Shutters, Call Today - it never hurts to ask. We have had some interesting
clients - Aquarium fish tanks that hang on the wall and look like a flat screen
TV - If we can feel comfortable that we will be paid back we will finance it.
Call today to see if your product will work!
Our loan programs are based on
the ability of a Borrower to repay the loan. Based on criteria that we have
developed over the last 50 years we have a pretty good idea of who will pay us
and who will not. Based on the Borrowers past credit, work and housing history
we make educated lending decisions. A benefit to our dealers is that we don’t
use an automated computer to make decisions for us. We have an underwriter that
physically goes through each application to try and put a deal together! Almost
all Lenders today have an automated system that turns down deals that we can
make because we actually look At the loan application and don’t let a computer
do the thinking for us!
If we have answered all of your
questions feel free to enter the “Want To Become A Dealer” link on this page
(above). Everything you will need to get set up with us can be printed to submit
to us for approval from that link. If you have
ANY questions at all please pick up the phone and call us at (305) 681-7401.
We will always work with special circumstances if we can - so do not
hesitate to ask.
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